Federal stress test. CMHC tiers. Provincial Land Transfer Tax with Toronto MLTT. FHSA, HBP and the GST/HST New Housing Rebate. Modelled correctly.
Contract rate, qualifying rate, CMHC premium, amortization — with the federal stress test applied automatically.
Stack provincial LTT, Toronto MLTT, NRST and first-time-buyer rebates — in one number.
Reverse-engineer the maximum purchase price from your income, down payment and existing debts.
Legal, title insurance, status certificate, inspection, adjustments — bundled into one bottom line.
Taxes, maintenance, opportunity cost — modelled over the time you actually plan to stay.
Pulls neighbourhood-comparable rents from our rental inventory. Pre-Nov 2018 flag for Ontario.
Sale price minus commission, legal, mortgage discharge penalty and staging.